ACHIEVE CAPITAL PARTNERS
INVESTOR & borrower FAQ'S
INVESTOR FAQ'S
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What Is the Achieve Capital Partners Debt Fund?
The Achieve Capital Partners Debt Fund is a private real estate lending fund that offers investors a passive way to earn real estate-backed income. Capital is deployed across a diversified portfolio of property-secured loans, professionally originated and managed by our team.
If you’re looking for hands-off exposure to real estate lending, this is a good place to start.
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Who Is This Investment For?
This investment is designed for accredited, high-net-worth individuals who want exposure to real estate-backed income without sourcing or managing individual deals. It is well suited for busy professionals seeking a passive investment with lower correlation to public markets.
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Who Can Invest?
Participation is limited to accredited investors only, as defined by SEC regulations. All investments are made pursuant to a Private Placement Memorandum.
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What Returns Can Investors Expect?
The Fund targets preferred returns generally ranging from 8% to 10% annually, depending on investment class. Returns are not guaranteed and are subject to fund performance and available cash flow.
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How Are Investor Returns Paid?
Distributions are made quarterly via ACH, subject to available cash flow and the terms of the offering.
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What Is the Minimum Investment?
The minimum investment for Class A interests is $25,000. Higher investment classes are available for qualified investors.
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Is There a Reinvestment Option?
Yes. Investors may elect to reinvest their quarterly distributions, subject to fund terms and availability.
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How Is Investor Capital Deployed and Secured?
The Fund primarily originates loans secured by real estate, typically in first-lien positions. Investor capital is diversified across the Fund’s loan portfolio rather than tied to a single property.
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Is There a Lock-Up or Commitment Period?
Yes. Investments carry an initial commitment period. After that period, redemption requests may be submitted subject to notice requirements, fund liquidity, and the terms outlined in the Private Placement Memorandum.
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Can I Access My Capital Early?
Early redemptions are not guaranteed. In certain hardship situations, the Manager may evaluate requests at its discretion. Full details are outlined in the Private Placement Memorandum.
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What Tax Documents Will I Receive?
Investors receive a Schedule K-1, issued by the required IRS deadline each year.
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How Does the Manager Make Money?
Investors do not pay management fees directly. The Manager earns revenue through loan-related fees paid by borrowers and interest rate arbitrage within the portfolio.
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How Do I Get Started as an Investor?
Contact our team to schedule a conversation. We’ll review the opportunity, confirm suitability, and walk you through the investment process.
Borrower FAQ'S
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Why Achieve Capital Partners?
Achieve Capital Partners is built by real estate investors, for real estate investors. Our team has hands-on experience across hundreds of transactions, including fix-and-flips, rental portfolios, and value-add projects. We bring practical underwriting, clear communication, and a solutions-oriented approach to every loan—so you can move quickly and confidently on your deals.
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What Types of Loans Does ACP Offer?
We provide short-term, asset-based financing for real estate investors, including fix-and-flip loans, bridge loans, rental and DSCR-style loans, and value-add residential and small commercial properties. All loans are business-purpose and non-owner occupied.
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How Fast Can ACP Close?
Once we receive complete information, we can fund in as little as 3–5 business days. Our streamlined underwriting and in-house decision-making allow us to move quickly on time-sensitive opportunities.
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Do You Fund 100% of Purchase and 100% of Renovation Costs?
Yes. For many projects, Achieve Capital Partners can fund 100% of the purchase price and 100% of renovation costs, structured up to 70% loan-to-value (LTV). Final loan terms are based on the property, project scope, and borrower experience.
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What Loan Sizes Does ACP Offer?
Loan amounts typically range from $75,000 to $750,000, depending on the property, market, and deal structure. Larger loan requests may be considered on a case-by-case basis.
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How Much Leverage Can I Expect?
Loans are generally structured up to 75% loan-to-value (LTV), based on the asset, exit strategy, and borrower experience.
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How Is Pricing Determined?
Loan terms are based on several factors, including property value, loan structure, borrower experience, deal risk, and relationship history. Competitive pricing and loyalty incentives are available for repeat borrowers.
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Do You Offer Deferred or Rolled Interest?
In select situations, deferred interest or interest reserves may be considered. Each request is evaluated individually based on deal fundamentals.
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Are There Prepayment Penalties or Exit Fees?
No. Achieve Capital Partners does not charge prepayment penalties or exit fees. Borrowers are free to refinance or sell when the project is complete.
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Do You Partner With Borrowers on Deals?
Our primary focus is the Greater Pittsburgh region. Lending in additional markets may be considered on a case-by-case basis.
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Is an Appraisal Required?
Appraisals are evaluated on a case-by-case basis. In many local transactions, we rely on internal valuations or broker opinions rather than full appraisals.
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How Do Construction Draws Work?
Construction draws are managed through a streamlined digital process. Once approved, draw requests are typically funded within one business day, provided documentation and site verification are complete.
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Who Is a Good Fit for ACP Financing?
Achieve Capital Partners is best suited for active real estate investors who are focused on growing their portfolio, value speed and certainty, and don’t want deals delayed by traditional lending hurdles.
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How Do I Get Started?
Visit our Borrowers page and complete the “Get Your Deal Funded” form. A member of our team will follow up to discuss your deal and next steps.
